PayCo is here to help. Browse below and know the answers to your most common questions. For other inquiries, feel free to contact us.
PayCo is an online payment system that allows members to send and receive money instantly, securely, and conveniently. We process online payments and carry out transactions for individuals and merchants worldwide.
PayCo gives you the payment solution that you are looking for. It is our goal to render an affordable, reliable, and all-around payment service that goes beyond the industry standard.
PayCo offers various payment services. For Personal Accounts, PayCo members can send and receive money through various payment methods such as bank transfers, card processing, and currency exchange. Individuals can also use our service for bills payment, e-wallet, and payment requests. For Merchant Accounts, PayCo offers a payment platform that can handle bulk orders, manage multiple transactions, and ensure security and reliability of the system.
PayCo prioritizes your security. We employ all standard security protocols and additional safety measures to ensure that all clients, transactions, and information are always safe.
Money transfers with PayCo is secure, easy, and free.
Transfers with PayCo is as fast as a click of a button. We transact instantly provided that all verifications are passed and requirements met. However, instant transfers only apply if both sender and receiver are PayCo members.
PayCo only requires a valid email address and a PayCo account. You may receive money by validating it through email or by using our wallet-to-wallet transfer service.
PayCo will notify you for every transaction through the email used upon registration for a PayCo account. You can also view the status of your transactions on you PyCo account dashboard under the History tab.
Depositing funds to your PayCo account is easy.
Withdrawing funds from your PayCo account is simple.
A two-factor authentication is a two-layer security system that requires a user to go through two verification processes. The first layer is using the standard username and password inputs. The second layer is using a one-time use, randomly generated code sent to the user every time he or she logs in. You can turn on the two-factor authentication in your security settings.
PayCo employs an industry low fee percentage of as low as 0.1% for wallet transactions and money transfers. Everything else such as registration for a PayCo account, receiving money, and maintaining your e-wallet is also absolutely free.
Yes. A person can have more than one accounts provided that these accounts are of different type: one Personal account and one Merchant account. More than one account for one type is not allowed.
PayCo does not require merchants to meet qualifications such as tests or accomplishments. We accept anyone who wants to be a merchant provided that they are legitimate and legal.
You can withdraw funds to your account anytime, without restrictions.
The valid documents that are needed for account verification include:
Please be reminded of the following for submitted documents:
Yes. PayCo employs two verification methods. The first one is by sending a verification code to your email address. The second one is by sending a verification code to a mobile number of your choice.